Looking for a simple way to earn online without selling products? One of the most effective methods is to make money with PPL programs (Pay Per Lead). These programs pay you whenever someone signs up or completes a simple action, even if they don’t purchase anything. That means you can get paid for free signups, app installs, trial registrations, or newsletter subscriptions. Unlike traditional affiliate marketing, PPL programs remove the hard part of convincing people to buy, making them beginner-friendly and highly rewarding. In this guide, we’ll explore 12 trusted websites that allow you to start earning quickly. For best 10 Prove Money Saving Tips for Everyday Shopping , you may ready this valuable article.
First things first: what is PPL (in simple words)?
PPL stands for Pay-Per-Lead. Instead of needing your visitor to buy something, you get paid when they take a qualifying action—for example, starting a free trial, requesting a quote, or completing a sign-up that meets the program’s rules (often called a “qualified lead”). It’s different from:
- CPS/CPA (Pay-Per-Sale): you only earn when a purchase happens.
- CPL (Cost-Per-Lead): a close cousin of PPL; many companies use CPL and PPL interchangeably.
Why creators like PPL:
- Lower friction: Asking someone to try, sign up, or request a quote is easier than asking them to pay.
- Faster results: Many PPL programs credit you when the form is completed or the free trial starts.
- Stackable with content: Reviews, how-to guides, and comparison posts can generate consistent sign-ups.
What to watch out for:
- “Qualified” rules: Not every sign-up counts. Most programs define what a qualified lead is (e.g., valid contact info, certain country, trial starts with a payment method, or assets connected).
- Cookies & attribution: Programs use tracking links and a “cookie window.” If someone clicks your link and completes the action within that window, you get credit. (Windows vary—30 days, 45 days, 120 days, etc.).
- Country restrictions: Some programs are US-only; others accept global affiliates but may limit which end-users qualify.
- Networks & payouts: Many programs run through affiliate networks (Impact, CJ, etc.). You’ll typically get paid by that network (bank transfer, PayPal, etc.), usually on a monthly schedule and sometimes after a hold period.
Below are 12 programs (some pure PPL, some hybrid with PPL-like trials or quote leads, and some CPS you asked me to include). For each one, you’ll find: what it is, who it suits, how to join, how you get paid, country notes, and quick tips to actually earn.
Table of Contents
1- FreshBooks Affiliate Program (Accounting SaaS | PPL + Upside on Sales)PPL Programs & Free Signups for PPL Programs & Free Signups
What it is: FreshBooks is a popular online invoicing and accounting tool for freelancers, solopreneurs, and small businesses. Their affiliate program pays a flat bounty for free-trial leads and a larger commission when a free-trial user becomes a paying customer. As of today, FreshBooks’ own affiliate page states “$10 for each free trial” and $200 for each new paid subscription (amounts subject to change). (Empower)
Who it’s best for: Freelancers, coaches, agencies, and small-business content creators. If your audience sends invoices or tracks expenses, FreshBooks offers an easy “try before buy” angle that converts well.
How to join (step-by-step):
- Visit FreshBooks’ affiliate page and apply with your site/social details.
- Once you’re approved, you’ll get tracking links and creatives.
- Create simple “how to invoice” guides, “FreshBooks vs. X” comparisons, and “free trial walk-throughs.”
- Drive traffic to your link; qualifying free trials can earn you a lead bounty, and paid upgrades can earn a higher payout. (Empower)
How you get paid: FreshBooks runs the program directly (you’ll see payment and tracking details in your affiliate dashboard after approval). Payout schedules and methods are provided during onboarding.
Country notes (important for India): FreshBooks clearly notes it’s not accepting affiliate applications from India, Pakistan, Nigeria, and the Philippines at the moment. If you’re based in any of those countries, you likely won’t be approved right now. (National Debt Relief)
Quick tips to earn:
- Lead with a “downloadable invoice template” post that naturally transitions into “here’s how FreshBooks automates this.”
- Publish “FreshBooks setup in 10 minutes” tutorials—free-trial calls-to-action convert well for PPL.
2- Liberty Mutual Affiliate PPL Program (Insurance | True PPL on Quotes)
What it is: Liberty Mutual is a major US insurer. Their affiliate page explicitly calls out “Get Paid Per Lead”—you can earn when a visitor you refer completes an online quote. This is genuine PPL: no purchase required for the lead payout, provided the quote meets the program’s qualifying criteria. (Semrush)
Who it’s best for: US traffic in personal finance, auto ownership, moving/relocation, and home/renters insurance niches. Quote-intention keywords (e.g., “compare car insurance rates in Texas”) can perform very well.
How to join:
- Apply via Liberty Mutual’s affiliate page (they request site info and traffic details).
- On approval, you’ll receive unique links and creatives.
- Promote quote funnels from relevant content: car buying guides, new driver checklists, moving to a new state, etc. (Semrush)
How you get paid: Payout is per qualified lead (completed quote). The exact amount and schedule are disclosed to affiliates after approval; Liberty Mutual indicates competitive payouts and also mentions additional payouts when policies are enrolled (that part is beyond PPL but can add upside). (Semrush)
Country notes: Aimed at US customers; this program fits best if you have US readership.
Quick tips to earn:
- Create “Insurance checklist before your first job/car/home” articles with clear “Get a quick quote” buttons.
- Geo-target: publish state-specific pages (e.g., “New York auto insurance basics”) to lift quote intent.
3- HubSpot Affiliate Program (CRM & Marketing | CPS, not strict PPL)
What it is: HubSpot offers CRM, marketing, sales, and service software. It’s a beloved brand with big upside—but it’s not PPL. The program pays on sales, and you can choose 30% recurring for up to 12 months or an up-front one-time commission (options depend on product tier). Cookie window is 180 days—generous for B2B. (HubSpot)
Who it’s best for: B2B marketers, SaaS reviewers, agencies—anyone educating medium-to-large businesses where larger deals are realistic.
How to join:
- Apply via HubSpot’s Impact program page.
- On approval, grab links from Impact and place them in tutorials, webinars, or comparison content.
- Nurture, don’t rush—longer sales cycles are common in B2B. (HubSpot)
How you get paid: Via Impact after qualified sales and once you meet Impact’s payout rules. HubSpot’s page explains the commission choice and 180-day cookie in plain terms. (HubSpot)
Country notes: Readily workable with global audiences; check Impact’s supported payout options for your country.
Quick tips to earn:
- Publish “HubSpot tutorials” and “HubSpot vs. X” comparisons; capture emails and follow up with video walkthroughs to nudge trials toward paid plans.
- Use case studies (marketing automation, CRM pipelines) to build trust over the longer window.
4- Semrush Affiliate Program (SEO Suite | PPL + CPS Hybrid)
What it is: Semrush (SEO, content marketing, PPC tools) runs its affiliate program via Impact. As of now, Semrush publicly promotes payouts for paid plans (up to $350 per sale) and a bounty for trial sign-ups—that trial bounty is a PPL-style action (no sale required), and there may also be a small reward for account registrations depending on tier. Semrush advertises a last-click model and a generous cookie window on its affiliate lander. (Shopify, legal.hubspot.com)
Who it’s best for: SEO/blogging/marketing audiences at all levels—from beginners who will try a free trial to agencies that later upgrade to Guru/Business plans.
How to join:
- Apply to the Semrush affiliate on Impact.
- Access banners, deep links, and landing pages tailored to SEO topics.
- Publish comparison posts (e.g., “Semrush vs. Ahrefs”), keyword research guides, and “how to” content that naturally sends users to a trial. (Shopify)
How you get paid: Through Impact, after the trial/paid actions qualify. Semrush’s page outlines trial and subscription payouts and mentions conversion-friendly tracking. (Shopify)
Country notes: Generally workable worldwide (audience language and billing methods matter more than geography). Impact supports global payouts in many countries.
Quick tips to earn:
- Offer templates: “SEO content brief template,” “keyword clustering cheat sheet,” then demo how Semrush does it faster—link to the trial.
- Seasonality: January (new site goals) and September (Q4 planning) often bring trial spikes.
5- ClickFunnels Affiliate Program (Funnel Builder | Recurring CPS + 45-Day Cookie)
What it is: ClickFunnels helps creators build landing pages and sales funnels. The affiliate program pays commissions on qualifying purchases (this is CPS, not pure PPL), but it’s long-loved for recurring commissions and a sticky attribution model. Official docs show affiliate payments are processed via Tipalti on the 1st and 15th of each month, subject to minimums/holds, and explain the “Sticky Cookie” behavior. The cookie lasts 45 days. (bramework.com, support.myclickfunnels.com, ClickFunnels Classic)
Who it’s best for: Digital marketing, funnel, and entrepreneurship audiences. If you teach sales funnels or run tutorials, recurring commissions can stack up.
How to join:
- Create a free ClickFunnels affiliate account.
- Get your affiliate links and access training (“Affiliate Bootcamp”).
- Promote with funnel walkthroughs, template bundles, and webinars. Official support articles clarify cookie behavior and the 45-day window. (support.myclickfunnels.com)
How you get paid: Through Tipalti, twice monthly (on the 1st and 15th), once you meet program thresholds and compliance requirements. (bramework.com)
Country notes: Global affiliates can apply; payouts depend on Tipalti’s supported countries and your tax form (W-8/W-9).
Quick tips to earn:
- Give away a niche funnel template (e.g., “Dental clinic funnel”) and show how to import it into ClickFunnels.
- Bundle with email automation tutorials to increase trial-to-paid conversion.
6- Bluehost Affiliate PPL Program (Web Hosting | CPS, Not PPL)
What it is: Bluehost is a major WordPress-friendly host. Their affiliate program is pay-per-sale—you earn a flat payout for each paid hosting purchase referred. Bluehost’s official affiliate info highlights payments are made via Impact and notes typical timelines (45–60 days after the end of the month of the qualified sale). It also mentions common payment channels (e.g., PayPal or direct deposit) managed by the network. (Bluehost)
Who it’s best for: WordPress/content creators, beginners, and deal hunters. Great if your audience is actively buying hosting.
How to join:
- Apply on Bluehost’s affiliate page (it forwards you to Impact).
- On approval, get your links and banners.
- Publish “How to start a blog” tutorials, theme round-ups, and WordPress setup guides.
How you get paid: Through Impact once the holding period passes and the sale remains valid (no refund/chargeback). (Bluehost)
Country notes: Widely accessible to international affiliates; Impact supports many payout regions.
Quick tips to earn:
- Offer a bonus package (e.g., a free starter theme or checklist) in exchange for proof of purchase via your link.
- Target intent keywords like “cheap WordPress hosting for beginners.”
7- QuickBooks Business Affiliate Program (Accounting | CPS, US-Focused)
What it is: Intuit’s QuickBooks is a top small-business accounting suite. The Business Affiliate Program pays commissions on new paying subscribers (CPS), and it’s designed for US-based publishers (there’s a separate Canadian program). Intuit states the program runs through CJ Affiliate (CJ) in the US. (QuickBooks)
Who it’s best for: US traffic: freelancers, bookkeeping/accounting blogs, and small-business sites.
How to join:
- Apply via QuickBooks’ US Business Affiliate page (you’ll be routed to CJ).
- After approval, fetch links/banners in CJ.
- Create “QuickBooks setup” guides, “QB vs. FreshBooks” comparisons, and bookkeeping checklists for new LLCs. (QuickBooks)
How you get paid: Through CJ after the new subscription is confirmed and the lock period ends. (CJ shows your pending and locked commissions.)
Country notes: US-based program; if your audience is in Canada, use the Canadian affiliate page. (QuickBooks)
Quick tips to earn:
- Target intent like “QuickBooks discount,” “QuickBooks for contractors,” and tax-time keywords (Jan–Apr).
- Offer a downloadable “Chart of Accounts” template to capture emails and warm readers.
8- Swagbucks Refer-a-Friend (Rewards Platform | PPL-ish Referral)
What it is: Swagbucks is a survey/cashback/earn-rewards site. Its Refer-a-Friend program gives you 10% of your referral’s earnings (eligible categories) for as long as they’re active—and often offers a 300 SB (~$3) bonus if the friend earns 300 SB in their first 30 days (note: the 300 SB bonus isn’t available in all countries). You redeem SB for PayPal cash and gift cards. (Swagbucks Help Center)
Who it’s best for: Global audiences who like surveys, cashback, and micro-tasks. Great for email lists, social groups, and student communities.
How to join:
- Create a Swagbucks account, grab your invite link (swagbucks.com/invite).
- Share it in content and social posts; show how you personally earn SB.
- Remind referrals: hit 300 SB in 30 days to trigger the bonus where eligible. (Swagbucks, Swagbucks Help Center)
How you get paid: Your earnings accrue in SB points; redeem for PayPal or gift cards from your account’s Rewards section. The official help center explains the redemption process and PayPal connection/verification steps. (Swagbucks Help Center)
Country notes: Swagbucks lists availability by country (including India). Check their eligibility article for the current supported list. (YouTube)
Quick tips to earn:
- Publish step-by-step “first 300 SB in 24 hours” guides to help referrals hit the milestone.
- Share weekly “SB stacking” routines (daily poll, shopping tasks, Magic Receipts) to keep referrals active.
9- Acorns (Investing App | US-Only | Referral + Affiliate via Impact)
What it is: Acorns lets users invest spare change and automate investing. There are two ways to earn:
- The public refer-a-friend program (consumer referral) typically gives $5 when a friend signs up (and invests), terms vary. (Acorns)
- A dedicated affiliate program via Impact pays a CPL bounty (historically around $10 per lead)—this comes from Impact’s own material and case studies. Exact public rates can change and may be under NDA for some partners. (impact.com)
Who it’s best for: US traffic interested in beginner investing, personal finance, and money-saving apps.
How to join:
- For affiliate: apply via Impact to the Acorns program (you’ll see the current payout and rules once approved).
- For refer-a-friend: share your in-app referral link and follow the in-app steps. (Acorns)
How you get paid:
- Affiliate (Impact): Paid via Impact once leads qualify and payment terms are met.
- Refer-a-friend: Bonuses are credited inside Acorns and paid per their referral rules. (Acorns)
Country notes: Acorns only supports US residents. It’s not available outside the United States. (support.acorns.com, Acorns)
Quick tips to earn:
- Create simple “$5 to start investing” checklists and show how round-ups work.
- Pair Acorns with budgeting content to nudge fence-sitters to take the first step.
10- Empower Personal Dashboard™ (Wealth Tools | PPL on Qualified Lead)
What it is: Empower’s free Personal Dashboard helps users track net worth, accounts, and investments. Empower’s Affiliate Marketing Program (via Impact) pays when a user you referred registers and securely connects external accounts totaling at least $100,000, at which point they become a Qualified Lead and you’re eligible for payment. Empower’s page clearly explains the qualify and earn flow. (Empower)
Who it’s best for: US personal-finance audiences with higher assets—professionals, investors, and retirees.
How to join:
- Apply to the Empower affiliate program via Impact (link on their affiliates page).
- Create content that attracts higher-asset readers (e.g., “How to track net worth across multiple brokerages”).
- Use your tracking links to drive registrations; Empower handles the eligibility check. (Empower)
How you get paid: Through Impact after a lead is marked Qualified (connected assets ≥ $100k) and post-validation. Empower showcases how top partners can earn significant monthly revenue; exact rates appear in your Impact offer terms. (Empower)
Country notes: Empower serves US users. If your audience is international, set expectations in your content.
Quick tips to earn:
- Write comparison posts (“Empower vs. Mint alternatives”) and “how to track net worth” guides.
- Target higher-income keywords (401(k), IRA rollovers, taxable brokerage optimization).
11- National Debt Relief (Debt Solutions | True PPL)
What it is: National Debt Relief helps consumers consolidate and reduce unsecured debt. Their partner page promises “Get Paid Per Lead” with competitive payouts when your referrals complete qualified lead actions (e.g., completing the consultation form). This is classic PPL. (support.myclickfunnels.com)
Who it’s best for: US audiences struggling with high-interest debt (credit cards, personal loans). It converts from budgets-on-a-tight-rope content and “how to get out of debt” guides.
How to join:
- Apply on the Partner/Affiliate page.
- On approval, receive tracking links and funnel recommendations.
- Drive traffic from debt/savings content to the free-evaluation form. (support.myclickfunnels.com)
How you get paid: Per qualified lead. Payout tiers and schedules are shared at onboarding; you’ll typically be paid monthly after lead validation.
Country notes: Focused on the US market.
Quick tips to earn:
- Publish “Debt payoff calculator + next steps” guides and insert “Get a free debt evaluation” CTAs.
- Address objections: explain that a free consultation doesn’t impact credit the same way as opening new credit (always encourage users to verify details during their consultation).
12- IdentityIQ (Credit Monitoring & ID Protection | CPL/CPS with Net-30 Payouts)
What it is: IdentityIQ (by IDIQ) offers credit monitoring and identity theft protection. Its affiliate program highlights “competitive payouts”, Net-30 payment terms, and no minimum payment threshold—meaning you get paid monthly for qualified enrollments/leads without needing to hit a specific dollar floor. Many affiliates promote free-trial or low-cost-trial funnels (terms vary by network and time). (Semrush)
Who it’s best for: US credit repair/financial literacy audiences, tax-season traffic, and cybersecurity content readers.
How to join:
- Apply on IdentityIQ’s affiliate page (or via approved networks they work with).
- On approval, select the funnel (trial vs. full plan) offered in your account.
- Create practical content: “How to check your credit today,” “Protect your identity after a data breach,” with clear CTAs. (Semrush)
How you get paid: Net-30 with no minimum payout, per IdentityIQ’s own affiliate info—details on rates and tracking are provided post-approval. (Semrush)
Country notes: Primarily US users (credit bureaus and plan availability differ by country).
Quick tips to earn:
- Build a “credit repair hub” and include monitoring as step one.
- Time posts around data breach news (evergreen + timely bumps in interest).
Extra: Swagbucks Country Availability (for planning)
Swagbucks publicly lists where the platform is available and the basic requirements. This is handy if you operate with India-based audiences or a mix of geos. Always check their eligible countries article for the current list (it includes India). (YouTube)
What to pick if you want pure PPL right now
- Liberty Mutual (paid per completed quote; US-only). (Semrush)
- National Debt Relief (paid per qualified lead; US-focused). (support.myclickfunnels.com)
- Empower Personal Dashboard (paid when assets ≥ $100k are connected—clearly defined Qualified Lead). (Empower)
- Semrush (includes a trial bounty alongside subscription payouts—good hybrid for content creators). (Shopify)
- FreshBooks pays for free trials—but note no India-based affiliate applications accepted at present. (Empower, National Debt Relief)
- IdentityIQ often includes trial/lead funnels via networks, with Net-30 and no minimum payout. (Semrush)
Programs you asked to include that are CPS (sale-based) but still strong if your audience buys: HubSpot, ClickFunnels (45-day cookie & Tipalti payouts), Bluehost, QuickBooks. (HubSpot, support.myclickfunnels.com, bramework.com, Bluehost, QuickBooks)
Fast start checklist (copy-paste friendly)
- Pick 2–3 programs that match your traffic’s country and intent.
- Apply (Impact/CJ or direct). Fill in accurate site/social details.
- Create one tutorial, one comparison, and one checklist post for each program you select.
- Add clear CTAs (“Start your free trial,” “Get your free quote”).
- Track clicks and optimize headlines; surface your highest-intent pages in nav and sidebars.
- Disclose affiliate links (FTC compliance).
- Scale: publish new “how to” posts monthly and update old ones quarterly.
Final word
You asked for latest, accurate, no-nonsense details. The programs above are active now, with sources linked so you can verify specifics like payout type, cookie windows, eligibility, and payment logistics. Where a program isn’t pure PPL (like HubSpot, Bluehost, QuickBooks, ClickFunnels), I’ve called that out clearly so you can choose the ones that truly fit “earn without selling” first.
If you’ve been searching for ways to earn online without the hassle of selling, PPL is one of the smartest choices available today. With trusted platforms like MaxBounty, Yazing, and CPAlead, you can make money with PPL programs by promoting free trials, signups, or app downloads. The best part? You don’t need to convince anyone to buy — you still get paid for free signups. Whether you’re a student, freelancer, or part-time earner, these programs offer a beginner-friendly income path with global opportunities. Start small, test different platforms, and watch your earnings grow.
If you want, tell me your primary country for traffic (India/US/other) and your niche (finance, small business, tech, etc.). I’ll shortlist just PPL-first options and draft a launch plan tailored to you (post topics, keywords, and angles) in one go.
